Posted October 03, 2018 04:12:30The average New Jersey resident has been paying more than $2,000 a year for dental coverage, according to data released Monday by the state’s Department of Insurance.
But if you were thinking about getting dental insurance in New Jersey, you’re not alone.
About two-thirds of New Jersey’s population lives in a ZIP code with more than 500,000 residents, according the Department of Health and Human Services.
Those residents are paying more, even though most people in the state don’t have dental coverage.
For example, if you live in a zip code with over 500,0000 residents, you might be paying $2.65 for dental care.
If you live near an area with fewer than 500 people, you’d pay less than $1.50 for dental services.
The state’s top dental insurer, HealthNet, says the average New Jerseyan has paid about $3,700 a year in premiums.
That’s compared to about $2 per month for a non-insured individual, according a report released by the department Monday.
The data is based on data collected between January 1, 2018 and September 30, 2018.
It’s a significant increase compared to rates in other states, where insurers generally have been paying about half as much for dental and vision coverage.
While New Jersey has been the biggest state to see the increase, other states have seen declines in dental costs as well.
For instance, a report from the Centers for Disease Control and Prevention released in April 2018 found the number of Americans who died due to dental conditions jumped nearly 40% between 2006 and 2019.
The report also found the rate of tooth decay in the U.S. rose from 3.7 per 100,000 people in 2014 to 4.1 in 2020.