The word “prestigious” is not allowed in the medical literature when evaluating insurance policies, the United States Department of Health and Human Services said in a draft guidance document.
It would mean that health insurers would not be allowed for example to rate health insurance policies based on how many of the things that people with preexisting conditions are willing to pay for.
The guidance was issued after the U.S. House of Representatives passed legislation that would require insurance companies to provide coverage for preexisted conditions and provide information on how to obtain insurance if you have preexistent conditions.
The guidance states that the use of “preliminary rating” or “prudence” is permissible, but “proudly” is “unwelcome.”
The agency did not specify when it decided to use “prensity” or other words that are more than six months old, according to an agency spokeswoman.
Health insurers already are required to offer coverage for a range of health conditions, including heart disease, cancer and arthritis.
The new guidance comes on the heels of a similar policy by the Obama administration in December.
Under the Affordable Care Act, insurers are required by law to provide benefits to people with pre-existing conditions.
The policy, known as the individual mandate, requires insurers to provide people with health insurance at a discounted rate, and to cover them for the first six months after they get insurance coverage.
Pregnant women and people with chronic conditions, such as high blood pressure, can’t be required to buy insurance or to pay a deductible for preexsisting conditions.